Banking for companies that trade across borders
Accounts, payments and trade finance under one roof, for companies that buy, sell and pay people in more than one country.
Business accounts
Multi-currency accounts with a European IBAN for companies registered in the EEA, with more jurisdictions to follow.
Several users per company, with roles and approval rules you set.
Payments & payroll
SEPA Instant and SWIFT payments, bulk payment files for payroll and suppliers, and scheduled payments.
Foreign exchange
Spot exchange at a transparent margin, and forward contracts for companies with regular currency needs.
Letters of credit & guarantees
Import and export letters of credit, standby letters of credit, and performance and advance-payment guarantees.
Each case is reviewed by a trade-finance specialist. These services will be offered only within the scope of our licence.
API & integrations
An API for balances, payments and statements, and exports to common accounting software.
What we will ask for when you open an account
Banks are required to know their customers. Having these documents ready will make onboarding faster.
| Document | Why we need it |
|---|---|
| Certificate of incorporation and articles of association | To confirm the company exists and who may act for it |
| Register of shareholders and ultimate beneficial owners | Anti-money-laundering rules require us to know who owns and controls the company |
| ID for directors and beneficial owners | To verify every person with control over the account |
| Description of the business and expected transactions | So we understand your activity, markets and payment flows |
| Recent financial statements, where available | To assess the company’s financial position, especially for trade finance |
Questions businesses ask
Can you issue a letter of credit or guarantee now?
No. Until we are authorised we cannot issue letters of credit, guarantees or any other banking product. Anyone offering them in our name is not acting for us.
Which companies will you serve?
At launch, companies registered in the European Economic Area. Other jurisdictions will be considered case by case, under our risk policy.
Can we talk about a partnership?
Yes. If you are a potential technology, payments or correspondent-banking partner, please get in touch through the contact page.
Be first in line when we open
Join the waitlist and we will write to you only about our launch: licensing milestones and your invitation to open an account.